13835879d2d51593 area median income 2022

Apartment Loans,HUD Loans, These are contained in the Certificate of Incorporation. New Hampshire's median household income is $88,235, making it the third-highest in the United States. The higher number correlates to your AMI level. Social Security was never intended to be a primary source of income. Apply for a loan in minutes and get multiple quotes today 80% Area Median Income By County and Household Size - 2022 Maximum allowable Household Income for Colorado Emergency Rental Assistance Program County AMI % 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People. New Jersey has the nation's fifth-highest median household income at $85,239. HCDA 2021 AMI. If everyone reading this gave just $5, we could fund the publication for a whole year. @ zlj,[4+s~c``` r`[L:U When HUD did this calculation for our MSA, it established the 2020 AMI at $82,700 - the median amount one household with four family members earns in one year. FAMILY SIZE . Area median income is an important benchmark when determining housing eligibility for affordable housing properties. Very low-income households earn less than 50 percent of the AMI and extremely low-income households earn less than 30 percent of the AMI. The nation's capital, Washington, D.C., has the second-highest median household income in the United States at $88,311. FY 2021 Income Limits Documentation System Summary for Honolulu County, Hawaii. Quick Tasks & Search. HUD Releases FY 2022 Income Limits The Income Limits are effective April 18, 2022 . endstream endobj We are a technology company that uses software and experience to bring lenders and borrowers together. HUD then adjusts the incomes based on the number of persons who may be in a family. HUD 232 Loan, Median Income Limit 1 Person Household 2 Person Household . According data from the U.S. Census Bureau's 2020 5-year American Community Survey, the median household income in California is $78,672. All text, and images marked as created by the article's author, are licensed under a Creative Commons Attribution-NonCommercial 4.0 International license. Maryland also has an overall high level of educational attainment, with 91.1% of its residents having a high school diploma or higher. endstream endobj Poverty rates in the district are among the nation's highest, tying for fifth at 14.6%. 60% Area Median Income. Average income 125 k. How can people come up with 200k down payment and if they do, who will give them 800k loan. Other eligibility standards, including 60 percent AMI or 110 percent AMI, are occasionally used to determine affordability. Of those households, about 126,419 made 80% or less AMI. Did Wages Keep Up With Inflation in 2021. Note that the AMI data in DU and on our website may differ from the AMI estimates posted on the U.S. Department of Housing and Urban Developments website. HUDs New Surplus Cash Distribution Changes. West Virginia has the fifth-lowest median household income at $51,615. With 18.8% of residents living at or below the poverty level, nearly a fifth of the households in the state cannot meet their basic needs. Persons in Household. New Hampshire's top industries are manufacturing, healthcare, and tourism. Multifamily Loans,Multifamily Today, The poverty rate is 14.7%, the fourth-highest in the nation. These are included in the Westchester County 2022 Area Median Income, Sales and Rent Limits Guide. For buildings using Area Median Income Guidelines, a common definition of low- income is earning 80% or less of the median income for the metropolitan area. Area Median Income (AMI) and Income Limits COVID-19 Emergency Rental Assistance Program 2022 Area Median Income (AMI) for San Diego County is $106,900 San Diego County Income Limits. The loan term is typically 40 years, with a fixed interest rate. However, this increase has not been enough to keep pace with inflation, meaning households, on average, saw a decrease in their real income. HTF Income Limits are calculated using the following methodologies: The formula that HUD uses for calculating the income limits for the Section 8 program, in accordance with Section 3 (b) (2) of the U.S. Housing Act of 1937, as amended. Please visit some of our family of sites at: Table 1: The AMI in the DC Metropolitan Region, by Household Size: To determine whether a family is eligible for various housing programs we compare a familys income to a percentage of the AMI. Source: Current Population Survey, 2021 and 2022Annual Social and Economic Supplements (CPS ASEC), . Copyright 2023, State of Hawaii. HUD refers to the figure as MFI, or median family income, based on a four-person household. 2022 Area Median Family Income. Each Lender must determine borrower and loan eligibility in accordance with the Selling Guide and its Lender Contract. According to city data from 2019, about 159,560 households made 100% or less of the area median income. The 2022 Area Median Income File incorporates the census tract boundaries and tract numbering system used in the 2020 Census as well as the Metropolitan Statistical Area (MSA) designations established by the Office of Management and Budget (OMB) in September 2018, as revised 4905 0 obj <> endobj Lower-income households had incomes less . FY 2019 HNL HUD AMI, Department of Business, Economic Development & Tourism. Families of four earning up to $70,150 would be eligible for these units. Apply for a loan in minutes and get multiple quotes today. Emergency Rental Assistance Program (ERAP)Qualified Allocation Plan (QAP)Home Repair ProgramEmergency Heating Repair ProgramRenters' Rights CampaignSecurity Deposit Interest RateSmall Repairs for SeniorsHousing Counseling CentersFile a Housing Discrimination Complaint. There are still a few bright spots in 2021, with District of Columbia and Vermont both increasing by greater than 5%. Louisiana's primary industries include oil and natural gas, commercial fishing, agriculture, and tourism. Using AMI benchmarks for renter eligibility is typically a requirement if your property benefits under the Low-Income Housing Tax Credits, or LIHTC, program. ) or https:// means youve safely connected to the .gov website. hbbd```b``z"WI-,^"Y&f/`,0;D:$oM 6YDv KD2T gc Here are the 10 states with the highest median household income: median income in the United States in 2020, US Census 2020 ACS 5-Year Survey (Table S1901), Real Median Household Income by State, Annual, Percentage of People in Poverty by State Using 2- and 3-Year Averages: 2017-2018 and 2019-2020, Educational Attainment, Annual:Bachelor's Degree or Higher by State, Income and Poverty in the United States: 2020. HCDA 2020 AMI. SBA Express Loans, SBA 504 Loans, Because the HUD figure is tied to a four-person household, these values are not absolute and can be adjusted depending on the size of a household. Utility Allowance 2017. 2022 Reserved housing_Max affordable price calc formula, FY 2021 Income Limits Documentation System Summary for Honolulu County, Hawaii, 2021 Reserved Housing Maximum Affordable Price Formula, FY 2020 HUD Income Limits for Honolulu, Hawaii. xc```b``"yc@9.00Tc``0sG?" The statistics garnered from this research help the housing department decide which areas qualify for certain federal housing programs. On June 24, 2022, the 2022 area median income estimates (AMIs) will be implemented in Desktop Underwriter (DU) and published on the HomeReady page. HUD Loans is a To use the Area Median Income (AMI) chart, refer to your family size in the Household Size column. Effective 06/2022 ARPA INCOME RANGES 2022-23 Area Median Income (AMI) Poverty Guidelines 30% of Area Median Income (Annual and 30 day) 80% of Area Median Income (Annual and 30 day) 100% of Area Median Income (Annual and 30 day) 120% of Area Median Income (Annual and 30 day) 50% of Area Median Income (Annual and 30 day) ERA 80% of AMI - INCOME . There is virtually no housing assistance designed specifically for those families. For example if the monthly maintenance fee is $500 and the electric and gas bills total $150 per month: for a single person the income limit calculation would be: ($500 x 12 months) = $6,000 annual maintenance + ($150 x 12 months) = $1,800 annual utilities = $7,800 total annual costs, 6 x ($7,800 Total Annual costs) = $46,800;therefore $46,800 is the maximum income for this household. Box 7000, Leesburg, VA 20177 Phone: 703-777-0100 Government Center Location: 1 Harrison St. %%EOF On your SAFHR application, you will need to note whether your AMI falls in the 0-30%, 30-50%, or 50-80% range. Area Median Income (AMI) is based on your household size, the county you live in, and your total household income. Published by Statista Research Department , Sep 30, 2022 In 2021, the real median household income for Asian households in the United States stood at 101,418 U.S. dollars. Look across the top row to find the number of people in your household. 1 The estimated U.S. median income for 4-person families is $94,738 for the period of October 1, 2021 through September 30, 2022. DevelopmentBy Brian McCabe (Contributor) September 1, 201616. An official website of the United States government. &YL{ |4t Educational attainment in the state is also high, with 94.1% of residents having a high school diploma and 40.2% having a bachelor's degree or higher. This continues to be the basis of the FY 2022 median family incomes and income limits. Additionally, AMI is used to determine eligibility for HUD 223(f) loans, LIHTC credits, and the HUD Section 8 program. . (80% MFI is defined by HUD as low-income ) 2022 HOME & CDBG Program Income Limits by Household Size Effective Date: June 15, 2022: Critics of these affordability standards argue that poor families in the city are disadvantaged by the AMI calculation. %PDF-1.5 % The mandatory inclusionary zoning program in the District requires builders include units available at mostly 80 percent AMI, but also some at 50 percent. For an affordable housing community which reserves units for households earning 50% of AMI, a two-person household would have a lower threshold than a five-person household, for example. Get answers to your policy and guide questions, straight from the source. Lender may use the AMI limits for purposes of determining income eligibility for RefiNow, HomeReady or other loans that have AMI requirements. CMBS Loans, Commercial Real Estate Loans,SBA7a Loans, Announcement SEL-2023-02: Selling Guide Updates, UCD Critical Edits Phase 3: Joint-GSE Announcement, Quality Insider - Loans with little margin for error, Selling Notice - Area Median Incomes 2022. The Median Family Income for the New York, NY Metropolitan Area is $94,500. This post covers national median income.) HCD, pursuant to federal and State law, adjusts median income levels for all counties so they are not less than the non-metropolitan county median income established by HUD ($80,300 for 2022). We believe HDFCs have a duty to keep both monthly charges and purchase prices at levels that will be affordable to low-income households, even if households of moderate or middle income are eligible to purchase. Please verify and re-enter the complete address or FIPS code. HOME LIHTC Utilities Effective Dates 6/15/2022 4/19/2022 1/1/2022 HOME INCOME LIMITS by HOUSEHOLD SIZE % of MEDIAN INCOME 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person 50% Very Low Income (VLI) $46,700 $53,400 $60,050 $66,700 $72,050 $77,400 $82,750 $88,050 60% Low Income Area median income often referred to as simply AMI is a key metric in affordable housing. Utility Allowance 2018. HUD refers to the figure as MFI, or median family income, based on a four-person household. Income limits for 30%, 50% and 80% as published by HUD. It is insured by the Federal Housing Administration (FHA) and is available for market-rate rental housing, affordable housing, and senior living developments. Area Median Income Guidelines for Fiscal Year 2022: The Median Family Income for the New York, NY Metropolitan Area is $94,500. In DC, the region includes more than twenty nearby cities and counties, including Prince Georges County, the city of Alexandria, and Fairfax County. As a publication that practices solutions journalism in order to give our region its best chance at growing in an equitable and sustainable way;we are reliant ondonations from readers like you to fund our work. Share sensitive information only on official, secure websites. Rents would be capped to ensure that households can afford the rent without paying more than 30 percent of their income. c`H3 iq=@#X s!y Mississippi also has low levels of educational attainment. x; @E7 *AM zP4'Ax8rIgzt+hDH r( Or, they must allot 20% of the units in a projects for tenants earning less than or equal to 50% of the AMI (the 20/50 test). The Low Income Housing Tax Credit (LIHTC) program is another type of AMI loan. As a quick refresher, if you were to line up each household in the area from the poorest to the wealthiest, the household in the middle would be the median household. Effective April 18, 2022. The key industries in Arkansas are agriculture, timber, and transportation. (3) Represents 100% of Area Median Income under HUD Section 8 annual income limits, effective April 19, 2022. Despite this wealth, the state maintains relatively high poverty and unemployment rates. Your size-adjusted household income and the cost of living in your area are the factors we use to determine your income tier. This data can be used to determine Median Family Income (MFI) for any area in the country. This means that families earning $32,760 or less are eligible for vouchers. Massachusetts has the fourth-highest median household income at $86,725. company. Typically, affordable housing rents are locked to a maximum of 30% of a households monthly income, though in some cases this may be higher. Income limits for 10-person household calculated at 148% of 4-person limits. Louisiana has the fourth-lowest median household income in the United States at $50,935. Lender may use the AMI limits for purposes of determining income eligibility for RefiNow, HomeReady or other loans that have AMI requirements. This will help you make accurate financial projections regarding your potential investment. A four-person household earning 30 percent of the AMI earns about $32,760 each year. Area Median Income Limits 2022(Effective April 18, 2022). This data was based on self-reported data that was gathered between 2006 and 2012. America Counts: Stories Behind the Numbers, Survey of Income and Program Participation (SIPP). To see the median family income or AMI for an area, visit HUDs data service which provides data annually, typically in the second quarter of the year. The following income limits are effective for Fix Up Loans locked on or after June 1, 2022. According to this report, the median income in the United States in 2020 was $67,521, a 2.9 percent decrease from the previous year, when the median income was $69,560. Use this tool to quickly find a resource or task. ivn9wlXK(WQF#pEbA,y The total housing cost, which is the combination of the monthly charges and any financing or debt service, should not be so high as to exclude a range of people with incomes below 80% of AMI. Effective until superseded. Area Median Income and Income Category Levels . We are a technology company that uses software and experience to bring lenders and borrowers together. Different HDFCs have different eligibility definitions, or ways of determining who qualifies as low income. Each year, the Department of Housing and Urban Development (HUD . The program will only pay for rent arrears incurred after March 13, 2020. For further information, see table B19119 for the five-year estimates of the Effective June 2022, median income is defined as the middle income level at which one-half of all households in the community earn the money, and one-half of all households earn less. HCDA Annual Area Median Income. You can use Area Median Income (AMI) to qualify for a loan by using it to calculate the maximum amount of rent that you can charge tenants. Access demographic, economic and population data from the U.S. Census Bureau. AMI is used to calculate the maximum amount of rent that can be charged to tenants, allowing investors to make accurate financial projections regarding their potential investment. To be eligible for Section 8 Rental Assistance, a household must earn less than 50% of area median income and to be eligible for HOME TBRA, a household must earn 60% of area median income or below. of Housing and Urban Development; those figures are listed in the chart below. Similar concepts will be available and will allow for lower levels of geographical and demographic . The COVID-19 vaccines are safe and effective, and are an important tool for ending the global pandemic. You will now be directed to the VisualCalc Affordability Calculator which is located on Homepath.com. What do income limits mean, how are they determined, and what are the income guidelines for 2020? FY 2021 Income Limits Documentation System Summary for Honolulu County, Hawaii Countries with the lowest median income included Libera, Burundi, Mali, Benin, Togo, Sierra Leone, and Madagascar. Income Guidelines The Emergency Rental & Mortgage Assistance (ERMA) program can assist households with total gross household incomes of between 50% and 80% Area Median Income (AMI). Maryland has the fourth-highest Bachelor's degree attainment rate, at 43.1%. aj%ovKpq-wA&]5z$D@! uyY%eN. Area median income is defined as the midpoint of a specific areas income distribution and is calculated on an annual basis by the Department of Housing and Urban Development. All Other Counties. 2 Prepared by the U.S. Census Bureau, U.S. Department of Commerce (Census Bureau) from the 2015 through 2019 American Community Surveys (ACS). Educational attainment levels are also low, with 24.9% of residents holding a bachelor's degree or higher. In this explainer, I focus on how the AMI is calculated and what it means for affordable housing in the region. SE, Leesburg, VA 20175 We typically distinguish between three types of households. Multifamily Minute Reader Reflections: When Do You Start the Refi Process? UHAB | Urban Homesteading Assistance Board, ~30% of median: common cut-off for extremely low-income restrictions, 50% of median: common cut-off for very low-income restrictions, 80% of median: common cut-off for low- income restrictions, 100% of median: within the range of moderate- income restrictions, 120% of median: moderate income restrictions. Related Resources Print View Print View Print Income limits for 30%, 50% and 80% as published by HUD. 2021 Reserved Housing Maximum Affordable Price Formula. jhW According to Penn Wharton's Budget Model, that increase translated to an [additional $3,570 in expenses] for all working households. Summary of H.R.7739 - 117th Congress (2021-2022): Affordable Housing and Area Median Income Fairness Act of 2022 Chicago's Department of Housing (DOH) expands access and choice for residents and protects their right to quality homes that are affordable, safe, and healthy. 2022 Reserved housing_Max affordable price calc formula, HCDA 2021 AMI Area Median Income (AMI) is defined as the midpoint of a specific area's income distribution and is calculated on an annual basis by the Department of Housing and Urban Development (HUD). AMI is used extensively for assessing affordable housing eligibility. FY 2021 - 2022 Distribution of changes in Area Median Income (100 Percent = FY 2021 Income Level) Non-metropolitan Areas . Effective June 15, 2022 1 person 2 persons 3 persons 4 persons 5 persons 6 persons 30% Extremely Low $24,630 $28,140 $31,650 $35,150 $37,980 $40,800 . A precise geocoded location was not found. This is a sample of the proprietary lease of of an HDFC cooperative. HUD releases a new set of AMI statistics each year, so you need to make sure you're using the most recent statistics when attempting to calculate the potential rent limits on a multifamily property. Highlights. On this page is the United States average individual income by year and median individual income by year between 1962 and 2022. 1. Janover A locked padlock Income limits for all other income levels calculated per HUD methodology, based on Very Low Income (50% AMI) limit. Maximum Household Income Limits, rents and purchase prices are based on the Washington Metropolitan Statistical Area 2022 Median Family Income (MFI), previously referred to as Area Median Income (AMI), of $142,300 for a household of four, as published by the U.S. Department of Housing and Urban Development (HUD) on April 18, 2022. endstream endobj 139 0 obj <. Median Household Income [<1.0 MB] HUD refers to the figure as MFI, or median family income, based on a four-person household. Participants with household incomes at or below 30% of Area Median Income will continue to receive benefits until June 30, 2023, as funds allow. INCOME LIMITS. 2017 Combined Rent Limits. STATE Percent Change less than 80% 80% to 84.9% 85% to 89.9% . Effective 04/18/2022 updated 04/2022. This metric is also essential for forecasting rental income. This loan is a long-term, non-recourse, fully amortizing loan that is used to finance the construction or substantial rehabilitation of multifamily rental housing. ("affordable" = mortgage payment less than 30% of median income in that area) 04 Mar 2023 22:40:36 The state has the second-highest poverty rate, with 17.4% of its residents living at or below the poverty line. HUD uses national ACS median family income changes to update the 2009 . Department of Housing Stability 201 West Colfax Ave. | Denver, CO 80202 www.denvergov.org/housing 2022 INCOME LIMITS (Effective: June 15, 2022) View the Income Limits and Maximum Rents (PDF). Median income is determined by the U.S. Dept. According to the Bureau of Labor Statistics, consumer prices rose 8.5 percent between March 2021 and March 2022, marking the highest inflation rate since 1981. Additionally, New Hampshire has one of the lowest unemployment rates among states at 2.3%. If your total household income exceeds 80% of AMI, you are not eligible for SAFHR for Renters. And affordable housing developments cap rents below market rate to ensure that families can live in these units without spending more than 30 percent of their income on rent. (In some cases, HDFCs may house people considered moderate income, or up to 120% of median income so those numbers have been included as well.). By including the entire region in the AMI calculation, HUD includes many wealthy suburbs of the District. x\[sF~GJ bVrJSE"OH!A:?c3} \"{zonn7zabi\Ub$Yj_&wug"X^Uj>Gw>zLRn#fl:sw;mLpOuLx=(~-V;K{n_n^2O2O4HxN#{cI][xuCt]*xL{N d4b0Szv,^ZcUNz6o+p;]6+;v For instance, most affordable housing properties require that the income of a prospective resident falls under a specified percentage of AMI to lease a unit. Getting commercial property financing should be easy. Title: AMIIncomeLimits 2022.xlsm To sign up for updates please enter your email address. For these programs, generally eligibility is set at a percentage of AMI, usually less than 100%. You'll also find the top 1% individual income by year between 1996 and 2022, as well as the top 5% and 10%. Find your AMI level. New Mexico has the second-highest unemployment rate in the country, at 5.3%. This service is provided for the sole purpose of showing the applicable Area Median Income (AMI) for each applicable census tract. For an HDFC under 576 that means that the maximum income is 6 times the annual maintenance + utilities for a person/family with 2 or less dependents and 7 times the maintenance + utilities for family with 3 or more dependents. Area Median Income for a 4-person household: $112,800. HUD collects statistics of income limits for families within a specified region and compiles the data. This number may look high to you; the median income is determined for the entire New York City metropolitan area. For more information on HUD 221(d)(4) loans, please visit https://hud221d4.loan/hud-221-d4-faqs/ami-area-median-income/. Population Estimates Population Projections Small Area Income and Poverty Statistics of U.S. The report details data and trends on income, earnings, and poverty in the United States. For Travis County, Texas $110,300 (4-person household) MSA: Austin - Round Rock, TX. Arkansas has the second-lowest median household income in the United States at $50,540. and A standard rent and maintenance fee policy clarifies rules and procedures for rent collection, preventing future conflicts and confusion. On June 24, 2022, the 2022 area median income estimates (AMIs) will be implemented in Desktop Underwriter (DU ) and published on the HomeReady page. State Median Family Income for States. The area median income (AMI) is the household income for the median or middle household in a region. Levels of educational attainment are low, with 86.9% of residents holding a high school diploma and 27.2% holding a Bachelor's degree or higher. For example, the income limit for a Community Development Block Grant-funded program (CDBG) for a family of four living in Boston is $111,850. {O `e=Y]}4+@ZFCVkQ'lv-.s5mxp#/kr ZNE" Each year, the Department of Housing and Urban Development (HUD) calculates the median income for every metropolitan region in the country. HCDA 2022 AMI_Asset Limits. HUD released the Fiscal Year (FY) 2022 estimated Median Family Incomes (MFIs) and the FY 2022 Income Limits. A .gov website belongs to an official government organization in the United States. Dodge and Olmsted Counties. There are a number of programs used to create affordable housing in the region, including housing vouchers, inclusionary zoning, low-income housing tax credits and public housing. Mar 3, 2023 . Based on the money income Gini index, income inequality increased by 1.2 percent between 2020 and 2021; this represents the first time the Gini index has shown as annual increase since 2011 . By using this website, you agree to our use of cookies, our Terms of Use and our Privacy Policy. Federal, state, and local laws place restrictions on the income of households assisted through variousDepartment of Housing(DOH) programs. Additionally, find an income by year calculator just below so you can compare two years, with or without . Very Low Income (50% AMI) HOME Low. HDFCs are required to house people who are low-income. The year 2022 stands out as an outlier compared to the other years. This program allows developers to get a 10-year tax credit, and requires that they allot 40% of the units in a development for tenants earning less than or equal to than 60% of AMI, (the 40/60 test). West Virginia also has the lowest level of higher education in the country, with 23.1% of residents having a bachelor's degree or higher. Borrowers below 80% area median The most recent MFI calculations can be found on the HUD User web portal. To see if you qualify, find the city/town that you live in on the regional lists below and look at the corresponding income chart for that region of the state. GGWash is supported by our members, corporate supporters, and foundations. However, the state also has a relatively high unemployment rate of 4.2%. Since each market area in the United States has different living costs and income levels, AMI is based on where you live and your household size. City Hall121 N. LaSalle St.Room1006Chicago, IL 60602Hours: 8:30 a.m to 4:30 p.m. (1) Represents 60% of Area Median Income under HUD Section 8 annual income limits, effective April 19, 2022. Using the AMI calculation, HUD then defines income limits as Low (80% of AMI), Very Low (50% . The table below reports the median income for families of various sizes in our metropolitan region. endstream endobj startxref A rendering of the Channing E. Phillips Homes, which will go up next to the Shaw Metro and will be affordable to families making 60% of the area median income. %PDF-1.6 % This means that one-half of households of four people have an income below $111,200. Copyright 2022 Janover Inc. All rights reserved. Browse our collection of stories and more. HUD uses the five-year estimates of the American Community Survey a national survey similar to the Census to measure household income. The maximum income level forDOH programs varies, according to the policies and regulations that guide each program. The most recent MFI calculations can be found on the HUD User web portal. Educational attainment in the state is high, with 43.1% of residents holding a Bachelor's degree or higher. Continue the conversation about urbanism in the Washington region and support GGWashs news and advocacy when youjoin the GGWash Neighborhood! Specifically for housing under HUDs Section 8 program, eligibility is determined by three rigid tiers of renters by income: Extremely Low Income (at or below 30% of AMI). Nothing in this service is intended to vary or modify any of Lender's obligations under its Lender Contract. Households earning less than 80 percent of the AMI are considered low-income households by HUD. Mississippi has the nation's lowest median household income at $44,966. Because family incomes differ by the number of people in the household, HUD uses a formula to adjust the AMI for families of different sizes. $155,500. Information displayed may provide general guidance about the area in which the property is located. Unemployment in the state sits at 4.1%, and 7.6% of residents live at or below the poverty line. HCDA 2019 Reserved Hsg Asset Limits

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